» Anuitate


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Rata anuală a dobânzii (r)
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Rezultat


Anuitate (C)
 

 


Valoare curentă (PV)


\begin{align} PV_{Annuity\; Due}&=C \times \left[\frac{1-(1+\frac{r}{n})^{-t}}{\frac{r}{n}}\right]\times(1+\frac{r}{n})\\ PV_{Ordinary\; Annuity}&=C \times \left[\frac{1-(1+\frac{r}{n})^{-t}}{\frac{r}{n}}\right]\\ \end{align}


Valoarea viitoare (FV)


\begin{align} FV_{Annuity\; Due}&=C \times \left[\frac{(1+\frac{r}{n})^{t}-1}{\frac{r}{n}}\right]\times (1+\frac{r}{n})\\ FV_{Ordinary\; Annuity}&=C \times \left[\frac{(1+\frac{r}{n})^{t}-1}{\frac{r}{n}}\right]\\ \end{align}