Savings calculator with compound interest, annual and monthly contributions, tax rate, schedule, and ending balance. Estimate how your savings can grow over time.
Use this savings calculator to estimate how a starting balance can grow with compound interest, recurring contributions, contribution increases, and taxes on interest. It is useful for savings goals, emergency funds, sinking funds, and long-term cash planning when you want an ending balance estimate plus a contribution and interest breakdown.
You can model an initial deposit, add either annual or monthly contributions, choose a compounding frequency, and apply a tax rate to interest. The calculator also shows a chart and an accumulation schedule so you can see how much of the final balance comes from deposits versus interest.